Run the entire policy lifecycle on one platform
tigerpolicies is a full-lifecycle policy administration system for carriers, MGAs, and brokers — submission intake through rating, underwriting, quote-to-bind, billing, endorsements, and renewals on a single configurable data model.
One system of record for every policy — from first submission to renewal, with product and rating changes you configure, not code.
The whole lifecycle lives on one immutable data model: configure products, coverages, and rating; automate underwriting and quote-to-bind; and administer policies with a full version history at every event.
From submission to bind
Multi-channel intake on a live pipeline — new, processing, ready for underwriting, quoted, and bound — alongside renewals and expiring quotes.
An underwriting workbench with authority built in
Referral and team queues sorted by priority, SLA, and premium, with authority levels, triage settings, and decisions in one place.
Capabilities
Product & rating configuration
Author products, coverages, taxonomy, and multi-dimensional rating tables with a formula builder, saved test cases, and per-step rating traces.
Multi-channel submission intake
Capture submissions from portal, email, API, or phone into one model, with document attachment and ACORD form support.
Underwriting rules & authority
Automate decisioning with configurable rules, authority matrices by territory and product, and SLA-tracked referral queues.
Quote-to-bind
Generate multi-option quotes with per-coverage premium breakdowns and a durable bind workflow through to issuance.
Policy administration
Endorsements with pro-rata repricing, cancellations with statutory notice checks, reinstatements, and automated renewals — each an immutable policy version.
Billing & receivables
An append-only billing ledger with installments, allocations, multi-currency, reconciliation, and collections.
Compliance & sanctions screening
Automatic OFAC/sanctions screening at intake, bind, and renewal, plus regulatory filing and premium-tax tracking.
Documents & certificates
Versioned documents with integrity hashing, template-driven PDFs, and ACORD 25 certificate issuance.
Customer self-service portal
A branded portal for policy and quote views, online payment, document and COI downloads, and FNOL filing.
Built to connect
An API-first core designed to fit your ecosystem and the rest of the tigersuite.
- OpenAPI and OAuth2 access with fine-grained scopes
- CloudEvents transactional outbox and signed webhooks
- Stripe payments for cards and ACH
- Feeds billing and distribution across the tigersuite
- Cloud or on-premises deployment
Frequently asked questions
What does it cover across the insurance lifecycle?
The full property & casualty lifecycle on one platform: submission intake, product configuration and rating, underwriting, quoting, binding and issuance, billing and payments, endorsements, cancellations, renewals, compliance screening, and reporting.
Can business users configure products and rates without engineering?
Yes. A product configurator and a rating-algorithm builder let product managers author coverages, taxonomy, formulas, and multi-dimensional rating tables, with saved test cases and full rating traces.
Is it multi-tenant, and how are permissions handled?
All data is workspace-scoped with role-based access, deny-by-default navigation gating, and fine-grained OAuth2 scopes for API access.
How does it handle billing and payments?
Direct and agency bill, configurable installment schedules, multi-currency with FX handling, payment allocation, bank reconciliation, and dunning; card and ACH payments run through Stripe.
How does it support compliance?
Multi-provider OFAC/sanctions screening runs automatically at account creation, submission, bind, and renewal, alongside regulatory filing and premium-tax tracking.
Can policyholders self-serve?
Yes — a branded customer portal supports secure activation with MFA, policy and quote views, quote acceptance with online payment, document and certificate downloads, and FNOL filing.